Our History

Carneros Bay was founded by Gary Bender, former global head of IP and Strategy at Visa and Big 5 IP and Technology practice leader. He realized from his time with these firms that innovation was challenging for large financial institutions. At the same time, FinTech startups were gaining traction, raising both concern and internal costs for incumbents as they scrambled to keep up with the rapidly advancing marketplace. Gary seized the opportunity to help banks and financial institutions improve their FinTech strategies and engagement. Carneros Bay was born - a unique FinTech “curator” that connects financial institutions and FinTech companies for mutual benefit.