Carneros Bay
Market Shaping Financial Services Innovation

About Carneros Bay

About Carneros Bay

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Carneros Bay enables organizations to participate in market-shaping, financial services innovation and technology. 


Carneros Bay is a solution-focused,  innovation and technology development organization highly specialized in sourcing, securing, and creating new technologies and strategic opportunities across all areas of fintech. 

Our leaders have designed, built, and led some of the most widely used and important technologies in fintech today. We understand the speed at which the financial services industry is changing and the needs of financial institutions large and small. This experience drives us forward and powers the development of our platforms and services. 

Collectively, the Carneros Bay Team has more than 300 years of tech experience, has founded over 15 startups, are named on over 1,500 patents, have successfully exited over 10 companies, and have been leaders at the largest names in the industry such as: Visa, JPMorgan Chase, Wells Fargo, Ripple Labs, MasterCard, Dwolla, First Data, Fidelity, and more.