Golden Gate Bridge.jpg

Financial Institutions are looking externally for innovative technologies that make them more efficient, and help them to retain and grow their customer base. Emerging FinTech companies are looking to integrate their technologies onto banking platforms to increase market share.

Neither can do it alone. 

We help financial institutions identify and integrate qualified solutions that map to their strategic goals, technology needs, and roadmap, while providing strategic and technical guidance to FinTechs to scale their solutions within the highly regulated and demanding financial industry.

Carneros Bay is tightly focused on FinTech, with the depth of experience and network to help financial institutions source, integrate and absorb the most promising emerging technologies to grow their business.  


Carneros Bay fuels FinTech Engagement, helping financial institutions profitably integrate vetted new technologies that improve their business and help them better serve their customers.

About Image.jpg

Our History

Carneros Bay was founded by Gary Bender, former global head of IP and Strategy at Visa and Big 5 IP and Technology practice leader. He realized from his time with these firms that innovation was challenging for large financial institutions. At the same time, FinTech startups were gaining traction, raising both concern and internal costs for incumbents as they scrambled to keep up with the rapidly advancing marketplace. Gary seized the opportunity to help banks and financial institutions improve their FinTech strategies and engagement. Carneros Bay was born - a unique FinTech “curator” that connects financial institutions and FinTech companies for mutual benefit.