A Unique FinTech Curator
 
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Who We Are

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experts

Experts from leading FinTech and financial services companies Including Citibank, First Data, HSBC, Intuit, JPMC, PayPal, Ripple, Visa and Wells Fargo

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innovators

Designers and builders of innovations including VisaNet, ApplePay, EMV, CVV, mobile wallets, loyalty & reward systems and real-time alerts

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advisors

Trusted advisors in finding and integrating focused solutions that address your strategic priorities and goals

 
 
 

Leadership Team

Our team is made up of veteran industry execs whose experience leading strategy, product and technology at the world's leading global financial services firms provides the ideal vantage point to help institutions accelerate innovation from the outside.

 
 

GARY
BENDER

Founder
CEO

Mark
Carlson

Chief Solutions
Architect

Pat
stan

Head of Product
Development

jon
hromi

Head
of Analytics

Olivia
becker

Partnership
Development

adrian
martinez

Head of Strategic
Partnerships

 
 
 

Expert Network

Our Expert Networks is made up of more than 50 hands-on FinTech and financial services veterans who support and execute integration of customer solutions 

 
 
 

t.hardy
jackson

Project Lead

Paul
Haughey

Patent Counsel 

Brian
Rankin

Blockchain Lead

James
Brandon

Product Lead

 
 

Our Advisors

Our Advisors are some of the financial services industry's foremost thought leaders who partner with Carneros Bay to help guide our vision and ensure both our and our customers' success


 
 
 Gary Bender | Founder & CEO |  LinkedIn
 

Elizabeth
Buse

Ms. Buse has served in a number of executive management roles with Visa, First Data, and Monitise Plc, and is globally recognized as a leader in financial services. Ms. Buse is currently a Director at US Bank Corp.

 Mark Carlson | Chief Solutions Architect |  LinkedIn

John
Squires

Mr. Squires has served various senior level roles in IP including Partner at Perkins Coie, and nearly ten years as Chief IP Counsel at Goldman Sachs.

 Pat Stan | Head of Product Development |  LinkedIn

Michael
Keresman

Mr. Keresman is the Founder, Chairman, President and CEO of Cardinal Commerce Corp. Mr. Keresman has held various senior roles at STERIS Corporation (NYSE: STE) and HealthAmerica.